‘Most people work to meet each day’s needs and often do not consider or plan for the future. Rural Financial Counsellors can provide information to assist you with making longer term plans and put into practice actions which will make your future more certain”

‘I come from a farming family so I know what it can be like looking down the barrel of yet another bad season, it can be tough – really tough. A big part of our service is making it easy for people to take that first step to talk to us – we’re happy to visit you on farm to make it easier.’

Carl works out of the Ganmain office servicing the region south of the Murrumbidgee River down to the Victorian boarder; east to Tumut and west to Urana. More often than not on the road visiting farming families and talking through options with clients. With more than 30 years experience in agribusiness banking Carl knows how [...]

‘Its been tough out here in recent years and it will be a long-haul for people to recover from the extended drought. People need to be realistic, to plan and that is where we can help. Its been hard for the region and the flow on effects are being felt by everyone – it’s not just farming families coming through our doors now.’

‘The last 10 years have been difficult to manage for most farm managers with low rainfall and water allocations with a challenging economic and political environment. In preparing for the next 10 years all business managers need to plan for the next drought by using their experience of the recent past to determine their strategies for the future. A changing global economy will present great opportunities for food producers and we have to prepare our businesses to capture the rewards against very strong international competitors.’

‘I know it’s tough earning a living off the land because I’ve worked in rural industries my entire life. We all learn to be tough, but sometimes it’s beneficial to ask for help – that’s where we come in. I really enjoy being able to meet and assist rural people from different industries and backgrounds with their business needs.’

“I understand that events over recent years have created deepening uncertainty in the local rural community about the future and the ability to move ahead. I also believe in farming into the future and I am in a position to provide a free and confidential service to farmers to assist them to plan for, adapt to and cope with ongoing change thereby enabling them to pass productive and prosperous farms to future generations. The world’s population continues to grow and needs food and clothing; our farmers have the skill, know-how and desire to provide it”

‘I’ve worked in business management for many years and understand the importance of decreasing costs and increasing revenue. I work with people to identify opportunities to improve their financial position.’

” No matter what the season is doing, now is the time to think about taking a proactive approach and to really plan for the future of your business”.

” No matter what the season is doing, now is the time to think about taking a proactive approach and to really plan for the future of your business”.

‘I am walking alongside local farmers doing the same thing on our farm so I really understand the pressures facing farming families. I’m dedicated to this region and its people and my role is to make sure that people look at all of the information and make informed decisions.’

‘I’ve had a lifelong involvement with agribusiness which enables me to provide an independent, objective assessment of your business. We can discuss the current situation along with options and plans for the future. The only cost involved is your time – the Rural Financial Counselling Service is a free service!’